Preheat the oven to 350 degrees. Prepare a baking sheet with parchment paper.
Whisk together the dry ingredients: almond flour, coconut flour, monkfruit, baking powder, and salt.
In a mixing bowl, beat the peanut butter and coconut oil until smooth. Add the egg and vanilla, beating until incorporated. Scrape down the sides of the bowl.
Add the dry ingredients to the wet ingredients and combine until evenly mixed.
Add the heavy cream and mix until the dough comes together into a ball.
Fold in the chocolate chips.
Transfer the dough to the prepared baking sheet and shape into a flat circle about 2 inches thick.
Cut the dough into 8 triangle wedges and gently space the wedges apart.
Bake for 15 to 20 minutes.